by DAN CALLOWAY
Published 15 October 2010
WEAVERVILLE, NC – I am a retired naval officer. I retired from the U.S. Navy as a Lieutenant Commander on 1 September 1994.

LCDR, USN-Retired
This means that I have been receiving military retirement benefits on a monthly basis now since that time–almost 16 years. I’ve never considered joining a military organization since I retired even though I am a lifetime member of the Navy Supply Corps Association, until now. If you’re a military retiree, like myself, you may want to pay special attention to the following information regarding the Military Officers Association of America (MOAA).
The MOAA has been helping military families for the past 80 years. With recent changes in healthcare looming and the difficult times we find ourselves in at the present, some difficult choices are going to have to be made. The MOAA expects the incoming 112th Congress to take a close look at the earned military pay and benefits, including healthcare and cost-of-living adjustments, which some regard as too expensive.
This is exactly why the MOAA needs the support of retirees like myself–and like you. The initiatives of the MOAA for retired officers are:
- Improve access to quality healthcare by making Federal Healthnet (TRICARE) more attractive to doctors, so more will accept TRICARE patients.
- Protect cost-of-living adjustments (COLA), so that inflation does not erode your retired pay and benefits. This is a major issue and has been a favorite target of Congressional budget-cutters.
- Fight unfair TRICARE fee increases. A Pentagon task force recommended dramatic fee increases for retirees. These increases are 400% of the current TRICARE fees, standard deductible and pharmacy co-pays. That’s the new amount you could pay if MOAA fails to stop the legislation.
- Eliminate ANY reduction of retired pay for VA disability compensation. You earned your retired pay by your service to your Country. If that service also caused a disability, any disability compensation should be ADDED to retired pay, not deducted from it.
These are just a few of the issues that MOAA is currently working on FOR YOU. But, they need your support, to strengthen the combined voices that they take to the Hill. Please consider joining your fellow officers–just like I did–and register your membership in MOAA today by visiting the MOAA Website and requesting them to send you a registration package or click on the Join MOAA link, if you qualify, and follow the directions to join online.
Here is what some of the MOAA Members’ families say about MOAA:
- “The first time I opened Military Officer, I quickly realized that this was not just a magazine for my husband, but was applicable to my entire military family. That was 10 years ago; I’ve been a faithful reader ever since. MOAA benefits me in my everyday life. Right now, MOAA is fighting to make sure that health care costs do not go up. and I am grateful that I have someone in my corner!” ~ Nina Valli, Member of MOAA President’s Currently Serving Spouse Council
- “Being an Air Force wife for 30 years, I felt like a fish out of water after the death of my husband. Plus, I needed to be kept informed of health care and survivor benefits. My needs were met in the Spokane Chapter of the MOAA…they embrace surviving spouses and make us feel like a part of the military family.” ~ Pat Tolley, Spokane, WA
- “After the death of my husband, I needed current information on benefits. I received that information compassionately from MOAA, who told me about benefits I was not aware of…” ~ Janice Griffin, Albuquerque, NM
You are not like other Americans. You served your country as a military officer. Besides, your retired pay, America has repaid you with earned entitlements: Healthcare for one. Special access to certain services, for another.
All of this is in exchange for 20 to 30 years of service under tough conditions such as hazardous duty…service in foreign countries, often hostile…multiple, extended family separations…frequent relocations…disruption of your spouse’s career and your children’s schooling…forfeiture of many personal freedoms other Americans take for granted…and an “up-or-out” promotion system with certain aspects beyond your control.
But, there’s a problem. And it’s especially critical at this time. You see, the military budget–and how much of it goes to people versus weapons–is always a political issue. You (along with all military personnel, but especially those of you who are retired) have a lot at stake.
While there are sound arguments for protecting your retired pay and other earned rights, other powerful interests argue your earned entitlements are just too expensive. This point is better told through the following story:
A couple of years ago, a Pentagon task force looked at retiree healthcare costs. Like everything, the figures were going up. Because the DoD felt these costs hurt funding for future weapons systems, they recommended a solution: Shift rising healthcare costs–raising fees as much as 400%–onto retirees. Legal? Yes. Fair? No! “But,” you may say, “I use TRICARE coverage, and I’ve been paying the same fees for years.” Yes, you’re exactly right–you have. That’s because MOAA has successfully fought this threat–often in concert with other military organizations–in every nook and cranny of Capitol Hill. In committee hearings. In Senate testimony. In Congressional offices. Anywhere MOAA can influence an opinion, they do it FOR YOU.
The strength of the MOAA comes from its membership. Specifically, membership numbers. Nearly 1 out of every 2 of your fellow retired officers are MOAA members. Just looking at the roster is a “who’s who” of officers of all ages, grades, branches, services, and components. Besides legislative advocacy, MOAA membership brings prestige. As an MOAA member, you can continue to serve America–through this advocacy for the entire military community.
Therefore, today, I decided to become an honored member of this prestigious group of fellow officers. The camaraderie that I once felt being a part of the military community, which I thought I had lost when I retired, has now been restored. I know with confidence that my membership is helping to pave the way for increased annual retirement benefits, other benefits I will receive as an MOAA member, and continued healthcare benefits through TRICARE.
Won’t you consider joining the MOAA today? It may be the toughest but the smartest decision that you’ve made in quite a while.
Recent Comments